Description

At Moody's, we unite the brightest minds to turn today's risks into tomorrow's opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are—with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. 

If you are excited about this opportunity but do not meet every single requirement, please apply! You still may be a great fit for this role or other open roles. We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity. 

We have an exciting high-profile role for a bright and seasoned banking analyst who will be responsible for covering a portfolio of regional banks and other credits within the North American Banking & Private Credit team (which also includes funds and asset managers, finance companies and securities firms), within Moody's Financial Institutions Group. The successful candidate will further develop thorough sector and company knowledge to provide impactful in-depth credit analysis on a portfolio of rated firms to ensure rating accuracy, establish and effectively manage issuer relationships at the senior executive level, and actively participate in investor and media outreach. The position also involves participation in Moody's conferences and roundtables, as well as third-party events, playing a pivotal role in raising the profile of the team and the broader Financial Institutions Group. Participation in key crossline of business initiatives may also be required.

Moody's flat hierarchy ensures that analysts' roles are broad and deep. The combination of breadth and scope with Moody's unique collegiate atmosphere, international environment with the high quality of talent in the business, makes it is a truly rewarding working experience stretching analysts' abilities and challenging their talents. Moody's provides an excellent personal and career development platform to grow analysts' careers and develop their analytical expertise across geographies, businesses, and sectors. As an organization that values experience, there is a vast resource of knowledge within the business that can support analysts' learning objectives, in parallel to the structured learning and development process.

The Role / Responsibilities:

• Develop in-depth knowledge of assigned credits and take thought leadership initiatives to enhance our analytics and high-quality research impact
• Perform and present in-depth fundamental credit analysis effectively and comprehensively on a regular basis and at rating committees
• Build and maintain high quality relationships with firms' senior management, intermediaries, and other external stakeholders
• Write in-depth, high quality, insightful and focused research on credit trends, specific issuers, or banking industry trends
• Enhance Moody's franchise and thought leadership for banks and non-banks finance entities through active interaction with intermediaries and participation to high profile events, such as third-party events
• Coach and develop junior analysts; provide feedback on performance
• Participate in key divisional and cross line of business initiatives
• Open to a wide range of cultures and ability to travel across the region

Qualifications:

• Strong academic background at least equivalent to an MBA/CFA
• 15+ years of assessing all aspects of financial institutions' risk capital, asset quality, liquidity, funding, and sensitivity gained from at a regulator, financial institution, asset management or public accounting firm, credit rating agency, or proven equivalent
• Extensive understanding of the US banking and bank regulation as well as well-rounded understanding of financial markets
• Excellent communication skills able to communicate clearly and succinctly, both verbally and in writing with public speaking experience
• Strong quantitative and proven analytical skills including demonstrated work with financial and economic data to inform research and analysis of banks
• Highly organized and efficient, with ability to multi-task and able to meet tight deadlines
• Demonstrate Moody's Culture of Excellence behaviours: Integrity, Collaboration, Responsiveness, Passion and Respect

For US-based roles only: the anticipated hiring base salary range for this position is $231,400.00 - $335,500.00, depending on factors such as experience, education, level, skills, and location. This range is based on a full-time position. In addition to base salary, this role is eligible for incentive compensation. Moody's also offers a competitive benefits package, including not but limited to medical, dental, vision, parental leave, paid time off, a 401(k) plan with employee and company contribution opportunities, life, disability, and accident insurance, a discounted employee stock purchase plan, and tuition reimbursement.

Moody's is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, sex, gender, age, religion, national origin, citizen status, marital status, physical or mental disability, military or veteran status, sexual orientation, gender identity, gender expression, genetic information, or any other characteristic protected by law. Moody's also provides reasonable accommodation to qualified individuals with disabilities or based on a sincerely held religious belief in accordance with applicable laws. If you need to inquire about a reasonable accommodation, or need assistance with completing the application process, please email accommodations@moodys.com. This contact information is for accommodation requests only, and cannot be used to inquire about the status of applications.

For San Francisco positions, qualified applicants with criminal histories will be considered for employment consistent with the requirements of the San Francisco Fair Chance Ordinance.

This position may be considered a promotional opportunity, pursuant to the Colorado Equal Pay for Equal Work Act.

Click here to view our full EEO policy statement. Click here for more information on your EEO rights under the law. Click here to view our Pay Transparency Nondiscrimination statement. Click here to view our Notice to New York City Applicants.
Candidates for Moody's Corporation may be asked to disclose securities holdings pursuant to Moody's Policy for Securities Trading and the requirements of the position. Employment is contingent upon compliance with the Policy, including remediation of positions in those holdings as necessary.